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701 W. 18th St.
Antioch, CA 94509
P.O. Box 2566
Antioch, CA 94531
925-757-0237 |
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Carry an ASFCU Visa Gold or Classic Card and Enjoy:
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NO annual fee
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NO charge for cash advances
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A fixed rate as low as 9.9% with our Gold card
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A fixed rate as low as 12.0% with our Classic card
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AND our fantastic ScoreCardSM Rewards program!
see your Visa statement, view transactions, and more!
ScoreCard Reward programFor every net dollar worth of purchases, you earn one ScoreCard Bonus Point. And unlike other reward programs, where all you get are air miles, with ASFCU ScoreCard Program you get to choose! Redeem your points for:
- Airline Tickets
- Vacation Packages
- Gifts
- Discounts on your loan rates
Do you know how many ScoreCard Bonus Points you have?
Just check the bottom of your Visa statement to find out!
Redeem your points for prizes, airflights, and vacation packages!
Click HEREto view ScoreCard's online catalog.
| LOAN DISCOUNTS |
| Points |
Discount |
| 5,000 |
.25% |
| 10,000 |
.50% |
| 15,000 |
.75% |
| 20,000 |
1.00% |
| FOR INFORMATION ABOUT |
CALL |
| Airline Tickets or Vacation Pkgs |
1-800-842-3006 |
| Prizes or General Info |
1-800-854-0790 |
| Lost/Stolen Card |
1-800-237-6211 |
Share Secured VISAIf you cannot qualify for an unsecured VISA, or would like a lower rate, try our Share Secured VISA at 9.0% APR! Here’s how it works. We will set up a sub account under your existing Credit Union account just for the VISA. There will be a hold on the funds in the sub account equal to the credit limit set on the VISA. It's simple! You get the benefits of a regular VISA with a better rate! Stop by the Credit Union or click HERE to apply online.
AutoPay Option
To help make your life a little simpler, we offer the option of having your monthly Visa payment automatically deducted from your checking account! You can pay the minimum amount due, a fixed amount, the balance due or a percent of the balance. You may choose between three different payment dates. Please visit CONTACT US and to have the form faxed or mailed to you.
Pick a PIN
Tired of trying to remember all those PINs (Personal Identification Numbers)? With your ASFCU Visa, you can Pick a PIN. Just let us know you would like to change it and we will have Visa mail the form to you.
Protect yourself from online fraud...set up a password with VERIFIED BY VISA. Many merchants will now require that you set up a password before you can order from them online, this way no one can use your VISA account number online unless they also have your password!
| VISA DISCLOSURES |
| Card Type |
Annual Percentage Rate* |
| Classic |
12.0%
Periodic rate used to compute the FINANCE CHARGE is 1.00% per month
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| Gold |
9.9%
Periodic rate used to compute the FINANCE CHARGE is 0.83% per month
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| Share Secured |
9.0%
Periodic rate used to compute the FINANCE CHARGE is 0.75% per month
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*Annual Percentage Rates shown are the lowest rates available.
| The following applies to all Visa programs |
| Grace period for repayment of balances for purchases |
You have 25 days to repay your balance before a finance charge is incurred. |
| Minimum Monthly Payment |
The minimum monthly payment is 3.5% of the balance due or $20.00, whichever is greater. |
| Annual Fees |
None |
| Late Charges |
Late charges will be assessed if the payment is not received within 15 days after the due date and the balance due on the account is at least $20.00. |
| Finance Charges |
Finance Charges will be calculated on the Average Daily Balance on the account. |
| Overlimit Fee |
$20.00 |
| Annual Inactivity Fee |
$15.00 |
| Cash Advances |
No Fee
However, there is no grace period for cash advances, finance charges are incurred from the date of the advance. |
To report your Visa card lost or stolen, please call 1-800-237-6211.
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