Used Vehicles Model Year 2003 to 2007 min  loan$20,000.

6.990 

6.740

New Recreational Vehicles Model Year 2008 to 2009	7.74	7.74	73-120	Calculator
Used Recreational Vehicles Model Year 2003 to 2007	5.74	5.74	36	Calculator
Used Recreational Vehicles Model Year 2003 to 2007	6.24	6.24	48	Calculator
Used Recreational Vehicles Model Year 2003 to 2007	6.74	6.74	60	Calculator
Used Recreational Vehicles Model Year 2003 to 2007	7.24	7.24	72	Calculator
Used Recreational Vehicles Model Year 2003 to 2007	8.24	8.24	73-120	Calculator
Owner Advantage Loan - Owner occupied CA property Discountinued 9/24/08	10.240	10.240	60	Calculator
Owner Advantage Plus Loan - Owner occupied CA property	9.240	9.240	84	Calculator
Home Equity Line of Credit (HELOC)	Prime + 1%	Prime + 1%	180	Calculator
Share Secured	3.000 over earned savings rate	3.000 over earned savings rate	120	Calculator

*APR=Annual Percentage Rate, APY=Annual Percentage Yield. Rates shown reflect a 1% discount for meeting our A+ credit criteria and Partnership Points.. All loan commitments will be on approval of credit and based on the creditworthiness & abilities of the individual borrower. These rates are applicable to members with proven ability to maintain excellent credit for a period of 5 years or more and to effectively manage their level of unsecured debt while building assets. Increases in rates of up to 7% could be added to the rates earned by members who are unable to meet this criteria. Longer terms may be available. Rates, terms and conditions are subject to change without notice.

Late Charges: If payments are made 14 days or more late, you will be charged a late fee of 5% of the payment due. HELOC late fees are 20% of the interest due if more than 10 days past due.

Origination Fees: You may be charged a one-time origination fee for a HELOC, OAL or OAL+ loan. Also, a fee may be charged at the time of the advance to file a lien on the security offered. The amount of these fees will be disclosed on the disbursement voucher.

 N/A

2.59

2.62